HouseCanary Files Chapter 11 With AWS, Google Ads on Unsecured List

HouseCanary Inc. and five affiliated entities filed voluntary Chapter 11 petitions on September 22, 2026, in the U.S. Bankruptcy Court for the District of New Jersey to block an imminent UCC foreclosure sale of substantially all of the company’s assets.

Why it matters: Vendors that extended cloud, advertising, or membership credit to HouseCanary now rank behind a secured lender’s claim on its receivables.

Ocean II’s foreclosure sale forced HouseCanary into Chapter 11

HouseCanary filed hours before Ocean II’s scheduled UCC Article 9 sale could proceed.

• Secured creditor Ocean II PLO LLC had scheduled a UCC Article 9 foreclosure sale covering the debtors’ accounts receivable, equipment, inventory, and IP-related payment rights.
• HouseCanary Inc.’s petition, case No. 26-20769 before Judge Eamonn James O’Hagan, is jointly administered under lead case No. 26-20766 and lists more than $50 million each in assets and liabilities.
• HouseCanary Inc., ComeHome Inc., HouseCanary R&D LLC, HouseCanary (CT) Inc., and HouseCanary Certified Analytics Inc. are jointly administered alongside lead debtor House Canary New Jersey Inc.

AWS and Google Ads rank among HouseCanary’s unsecured creditors

HouseCanary’s unsecured creditor list looks like an ordinary vendor ledger, not a bank syndicate.

• Amazon Web Services and Google Ads both appear among the 30 largest unsecured claims filed with the petition.
• Facebook Ads, the National Association of Realtors, and Black Knight Technologies also hold unsecured claims in the same filing.
• Every one of these claims sits behind Ocean II’s secured interest in HouseCanary’s receivables and equipment, the same priority gap that left BFG Supply’s trade creditors with zero recovery earlier this year.

HouseCanary’s $260 million Rocket verdict is contested, not cash

HouseCanary is also sitting on an unresolved litigation asset that won’t fund near-term recovery for its trade creditors.

• A San Antonio jury awarded HouseCanary $175 million in March 2026 against Amrock, a Rocket Companies subsidiary, over a decade-old trade secrets dispute.
• With prejudgment interest, HouseCanary’s total recovery claim against Rocket could exceed $260 million, though Rocket disputes entry of judgment and has signaled an appeal.
• The petition excludes this litigation claim from Ocean II’s collateral pool, which points to a separate lien or financing structure still to be worked out in court.

What to do now

Suppliers and service providers with open HouseCanary balances should move now on the same recovery options available to Chapter 11 creditors, subject to credit limits, notification requirements, and policy terms in place at the time of the filing.

1. Confirm your exact receivable balance and invoice dates against HouseCanary’s petition and the six jointly administered case numbers.
2. Review your trade credit policy’s notification requirements now, rather than waiting for a formal claims bar date to be set.
3. Track the November 12, 2026 status conference for signals on whether HouseCanary pursues a sale, a plan of reorganization, or conversion to liquidation.
4. Contact Securitas Global Risk Solutions to review your credit limit on HouseCanary and confirm your policy’s claim filing deadlines.

Disclaimer:
This blog post is meant to be informative and provide helpful tips and insights into credit insurance policies. It is not meant to supersede any policy requirements. Please consult your credit insurance policy for all requirements including claim filing deadlines and required documentation.

Since 2004, Securitas Global Risk Solutions, LLC has helped clients develop trade credit and political risk transfer solutions. As an independent brokerage, Securitas is focused on developing comprehensive solutions that meet client needs, ensuring a complete understanding of policy wording and delivering excellent responsive service. If you want to understand how trade credit insurance can protect your business, contact Securitas Global Risk Solutions to speak with a specialist.